Two ways to fund a machine
| Option | How it works | Best for |
|---|---|---|
| Equipment finance | Fixed monthly repayments over 12–48 months, machine owned outright at the end of the term. | Established businesses with an ABN and trading history |
| Rent-to-own | Weekly or monthly rental with an ownership option built in — lower entry cost, no large deposit. | Newer businesses or operators building a machine run |
Rates, approval and terms are set by Vending Finance, not by us.
What you can finance
Financing the payment system and transport with the machine keeps the whole set-up in one repayment instead of three separate invoices.
- New drink, snack, combination, coffee, food and PPE machines
- Workshop-tested used and refurbished machines from $1,650 + GST
- Cashless card readers from $550 installed, coin mechs and note readers
- Telemetry and remote monitoring hardware
- Delivery, installation and transport costs bundled into the one amount
Why operators finance rather than buy outright
A vending machine is a revenue asset. If a machine returns more each month than the repayment costs, financing means the machine pays for itself while your working capital stays available for stock, wages and other sites.
It also lets you scale. Instead of one machine bought outright, the same cash can support several financed machines across multiple sites — which is how most multi-machine runs in Australia are actually built.
Use the ROI calculator to compare an expected monthly return against a repayment, then send the enquiry below or call 0401 662 678.
How the process runs
- Send the finance enquiry below with the machine type, amount and term you want
- We confirm machine availability, pricing and delivery into your site
- Your application goes to Vending Finance for approval — usually 24 to 48 hours
- On approval we schedule delivery, installation and the payment system fit-out
- You start trading; repayments run for the agreed term and the machine is yours at the end
Vending machine finance enquiry
Need finance or rent-to-own?
Vending Finance handles approvals for both equipment finance and rent-to-own. You can start there directly, or send the enquiry below and we will pass it on with your machine pricing.
Frequently asked questions
Do I have to pay for a vending machine up front?
No. Equipment finance and rent-to-own let you spread the cost over 12 to 48 months. You take delivery of the machine straight away and repay monthly, and the machine is yours at the end of the term.
Can I finance a used or refurbished vending machine?
Yes. Workshop-tested used machines from $1,650 + GST can be financed, and the payment system and transport can be bundled into the same amount.
Who approves the finance?
Vending Finance, a separate provider. They set the rates, terms and approval criteria. We handle the machine, the payment system, delivery and installation.
How long does approval take?
Typically 24 to 48 hours for a straightforward application with an active ABN and trading history. Larger amounts or newer businesses can take longer.
Is rent-to-own more expensive than buying outright?
The total paid is higher than a cash purchase because you are spreading the cost, but the machine usually earns while you pay. Compare your expected monthly takings against the repayment in the ROI calculator before deciding.
Can I finance more than one machine at a time?
Yes. Tell us how many machines and which sites in the enquiry and we will price the package as one amount.
Spread the cost, keep your cash
Send your machine type, amount and preferred term. We confirm machine pricing and pass your application to Vending Finance.